AE86 Insurance???

[RolandGTV85]

Hey People,

Just interested in who your insurance cover is with and what your currently insured for, particularly for JDM Sprinters........ I’m struggling to find an insurer who will cover me for more than $9000.....

I believe mine would be one of the better sprinters in Australia and the car owes me over 20k. I used to work in insurance so I understand red book values and market depreciation but the problem seems to be more about the awareness/knowledge of the car itself.......

cheers
Roland

[cbjaust]

I've been looking about for insurance for my '83 ADM Sprinter (4AGE, T-series LSD, etc) and the best agreed value quote I've had is for $4500 for about $340 per annum. Not sure if vendor verdict are ok here so I'll just say that this insurance company "insures you for how you drive your car".

[Richard]

Im with Famous Car Insurance insured for $13,000 for JDM 86. i pay about $1200 a year for premium and i think excess is roughly $1500. tried shannons?

[RolandGTV85]

Yeah I tried shannons this morning. Most they will insure for is 9k for about 750 a year premium and 300 excess......

[ae86]

justcar?

[lo_rolla]

I had mine with Just Car, full comp was $1200 a year, agreed value of $9000.
1983 AE86 Trueno Sedan.

[4agejet]

good question, i was going to ask this @ some time.. so the price your going to pay for insurance per annum depends on your cars value.. and the less mods the cheaper ?

[RolandGTV85]

good question, i was going to ask this @ some time.. so the price your going to pay for insurance per annum depends on your cars value.. and the less mods the cheaper ?

Correct. Obviously the higher value and the more mods will increase your premium. However the fact that sprinters are 2 door, regardless if its a 4ac or twin cam, being two doors increases your premium regardless. From an insurance perspective, a two door car is concidered "sporty" so it is more expensive than a four door.
Age is also a HUGE factor in premiums. Its not until you reach at least 25 that ur insurance starts gettinging cheaper. im 27, no accidents or speeding fines in the last 5 years and my premiums vary between 700-1000 for full comp insurance.

[Jip86]

1986 trueno hatch, full comp $700, covered for 10k with just car.

glad i had it, car got written off on friday, by someone coming home after night shift and fell asleep

[.ady]

300 third party :( fire and theft agreed value 6k from wot i can remember

[shift_rook]

man that sucks! at least you had insurance ey, sad to hear

[ae86]

jip how did u get ur full comp so cheap ? you on full licence ? over 25?

[sotiros86]

My Trueno is insured with Shannons for 11 grand and i pay $1150 a year

[Jip86]

born in 86, so 24 in sept,
no loss of license, claims or theft always helps.

i'll throw up a pic in offtopic

[Richard]

i was with justcar but because i had an accident back when i was 20 i got fucked in the ass justcar was like $1200 insured for $7500 now famous doubled the value and took like $100 of the premium and then just car tried to bite back offering insurence for $9000 at the same premium i told them wer to stick it

[trueno85]

i'm with just car, i pay about 1400 with a value of 9600 but I inquired about the low value and they said all I need to do is take a series of photos of the car was they will raise the value if appropriate

[hachirusto]

I take it you guys have called these places up to get the quotes, I just did a online just cars quote and the offer $1400 comprehensive with an amount covered of $2200 lol , will have to call them tomorrow and see what the go about that is

[cbjaust]

I ran an online quote on justcar and it came to $656 for an insured value of $6000

[shift_rook]

yeah, just did an online just car thing, realised how many boxes i had to tick, then to add that i will be fresh on my license, lol

[Chrisso]

Shannons, agreed at $7k, list of mods, premium ~$380, excess of $400, and further discounts for CAMS license. Modified ADM, but I'm over 30, no claims/incidents.

[4agejet]

doesn't budgetdirect beat prices? also if your parents are with aami and no accidents/claims can't you get something special..
would it be worth putting under my dads name and me as dedicated driver?

[ae71]

the only place that i found that would insure a personally imported car was just car. never had a issue with them, price was good too.

mods made no difference to premium just they had to be all listed and "legal"

when i was trying to renew the insurance on the kesev once, i tried AAMI for a quote. i ticked the box that said non genuine alloy wheels, floor mats and maybe lowered/raised suspension or non genuine radio and the car was 'too modified' mega fail.