well im putting away $150 dollars a week for my 86. thats a bit over 8g in a year + whatever i can get for my twinky. it takes longer but you wont end up paying an extra 2-3g for the car. plus in those youthsaver accounts the bank gives YOU money. it all depends wether your a patiant person or not...i am not. but it'll be all the more sweeter if u save