i got a 5g loan a while about january this year. in my opinion loans are pretty good, if u cannot afford the repayments and fuel for your car and havin fun, then your doin something majorly wrong. my loan is over 5 years, and i pay the minimul amount possible which is $30.50/week. if i pay it back at this rate over the next 5 years then it ends up costing about $7700 which in my opinion isnt to bad. i honostly dont even notice the money gone. i do intend on paying back about double the minimul repayment so i can knock it off as quickly as possible, as this is the smart thing to do.
GET A LOAN!THEY ROCK